Protect Your Home: Essential Flood Protection Tips for California Residents

Protect Your Home: Essential Flood Protection Tips for California Residents

We all know it has been a wet winter here in California, and it looks like it's not over yet. So how do you safeguarding...
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What Is An Independent Agent And How Can Having One Help Your Small Business

What Is An Independent Agent And How Can Having One Help Your Small Business

Big insurance companies pay top dollar to advertise to you to develop name recognition and brand loyalty. They want to capture as much of their...
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Navigating Homeowners’ Insurance Challenges in California’s Wildfire Zones

Navigating Homeowners’ Insurance Challenges in California’s Wildfire Zones

Living in California offers stunning landscapes, diverse communities, and a lifestyle that many dream of. However, along with its beauty comes the reality of wildfires,...
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What If I Get Diagnosed With A Chronic, Critical or Terminal Illness?

What If I Get Diagnosed With A Chronic, Critical or Terminal Illness?

Chronic illness coverage is insurance that provides financial assistance to people who are diagnosed with a chronic illness. Chronic illnesses are long-term health conditions that...
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What is a Long Term Care Rider (LTC)? Do I or Should I Have One?

What is a Long Term Care Rider (LTC)? Do I or Should I Have One?

A long-term care (LTC) rider is a feature or rider on a life insurance policy that allows the policyholder to access the death benefit while...
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What Are Living Benefits & How Can They Help Me?

What Are Living Benefits & How Can They Help Me?

Living benefits are features or riders on life insurance policies that allow the policyholder to access the death benefit while they are still alive. These...
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What is California’s FAIR Plan?

What is California’s FAIR Plan?

For California residents facing challenges in obtaining homeowners insurance due to various risk factors such as living in high-risk areas or having older properties, the...
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Allstate & State Farm Stop  Writing New Property Coverage In California

Allstate & State Farm Stop Writing New Property Coverage In California

Allstate, the state’s fourth-largest property and casualty insurance provider, and State Farm, the state's largest provider, have stopped selling new home, condominium or commercial insurance...
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What is Accidental Death Insurance, and Why Should I Consider Purchasing it?

What is Accidental Death Insurance, and Why Should I Consider Purchasing it?

Accidental death insurance is a type of insurance policy that provides financial protection in the event of an accidental death or certain types of serious...
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What In The World Is Going On With My Auto Insurance?!?!

What In The World Is Going On With My Auto Insurance?!?!

If you've received a renewal notice for your auto insurance, or tried to purchase a new policy, you may have noticed that options are extremely...
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Spring Cleaning Tips

Spring Cleaning Tips

Spring cleaning is great way to shake off the rainy weather and dive into spring. Taking the time to freshen up your home gives you...
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Types of Small Business Insurance You Might Need

Types of Small Business Insurance You Might Need

As a small business owner your time and wallet are likely stretched thin, especially right now, and you might be asking yourself if you really...
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Why Did My Car Insurance Rates Go Up?

Why Did My Car Insurance Rates Go Up?

If you need help lowering your car insurance costs try our free online quote, call (760) 271-6651 or email us. The average cost of full...
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Life Insurance Benefits You Might Not Know About

Life Insurance Benefits You Might Not Know About

Find out more about life insurance, request a coverage review, get a quote or see sample pricing by clicking here BY MATT RICHARDSON/CBS NEWS Most...
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3 Types Of Insurance To Buy In 2023

3 Types Of Insurance To Buy In 2023

With 2023 just starting, now is a natural time for introspection, putting a bow on the old year and evaluating your goals for the future....
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Life Insurance Changes To Consider Now

Life Insurance Changes To Consider Now

As part of your financial planning, you may have decided to purchase a life insurance policy, such as to protect your family in case you...
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Your End Of Year Financial Checklist

Your End Of Year Financial Checklist

With 2022 drawing to a close, now is the perfect time to get your finances in order, maximize your tax savings, and make sure you’re...
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Winter Home Maintenance Tasks

Winter Home Maintenance Tasks

As the days get shorter and the temperatures get colder, you may start to think of the upcoming holidays and snuggling up under a warm...
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HMO or PPO – Which Is Right For Me?

HMO or PPO – Which Is Right For Me?

There are a lot of decisions to make when it comes to choosing a health insurance plan. One of the first decisions you will need...
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The Four Components of Health Insurance

The Four Components of Health Insurance

1. Primary Health InsuranceThere’s no question that basic health insurance plan is a critical piece of your health and wellness puzzle. With open enrollment just...
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